bima 12PMSBY Scheme: The 12 Rupees Insurance Scheme. The Pradhan Mantri Suraksha Bima Yojana (PMSBY), popularly known as the 12 Rupees insurance scheme is one of the three socialPerubahan Atas Peraturan Daerah Kabupaten Bima No. 4 Tahun 2005 Tentang KedudukanProtokoler dan Keuangan Pimpinan dan Anggota DPRD Kabupaten Bima: